Consumer Lending Confidence Report

The reporting landscape has shifted, clouding the view of credit risk assessment. Explore the Consumer Lending Confidence Report by LexisNexis® Risk Solutions and analyst firm DATOS.
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Key insights reveal why a number of recent changes in the market have impacted the predictive ability of traditional credit risk assessment methods.

We asked 400 consumer lending experts, across a range of different loan types - mortgages, personal, home equity, credit cards, motor finance, BNPL and wider – for their insights around the key challenges and opportunities they’re facing in the market today.
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“It has been interesting to observe the global themes presented in the report regarding how lenders are seeking better ways to predict risk. The themes that emerged across the customer life cycle include attracting new qualified borrowers, accessing and utilising external data, and collecting on delinquent loans.”

Neil Allen, Head Of Strategy, LexisNexis Risk Solutions

View our Consumer Lending Confidence Survey Report and explore:

Why lenders are relying on alternative data for more rounded credit assessments

Rising delinquencies spur capability changes to seize opportunities

How enhanced credit decisions promote financial inclusion and expand addressable market

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