Fireside chat: A Deep Dive into Motor Commissions

We welcomed the FLA’s Adrian Dally to discuss the motor finance commission case being considered by the Supreme Court and what it means for the industry.
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In July 2025 the UK Supreme Court is set to deliver its judgement on the legality of disclosed commission arrangements (DCA) between motor lenders and intermediaries with potentially wide-reaching consequences that could extend well beyond the motor industry.

We had the pleasure of speaking with Adrian Dally, Director of Motor Finance and Strategy at the FLA, on a range of topics including:

  • The current situation and how we got to where we are today.
  • The different possible permutations from the Supreme Court ruling and the FCA response, and why redress looks likely.
  • The challenges that remediation will bring for lenders, with an opt-in redress scheme potentially driving a wave of fraudulent claims vs an opt-out policy that will likely stress test firms’ customer data.
  • Why affected organisations are being advised to be proactive and practical steps they can take now to start preparing.

Speakers: Mike Abraham, motor industry SME & Business Development Player / Coach at LexisNexis® Risk Solutions and Adrian Dally, Director of Motor Finance and Strategy at the FLA

The opinions expressed here are those of the contributors and do not necessarily reflect the views of LexisNexis® Risk Solutions or its partners.

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