3 Payments Trends to Watch in 2026
Payments are entering a new era – these are the 3 key 2026 payments trends to look out for this year.
Download InfographicTop Payments Trends to Shape the Payments Landscape in 2026
As the payments ecosystem enters 2026, accelerating innovation, rising regulatory expectations and the industry wide shift to structured, data rich payment formats are redefining how financial institutions operate.
Organisations that invest in modernised payment infrastructure, from ISO 20022 ready systems to cloud based ERP and API driven connectivity will be best positioned to enhance transparency, strengthen compliance and drive greater operational efficiency.
Explore the infographic to uncover the key payment trends shaping the year ahead.
Top 3 payment trends to keep ahead of in 2026:
Trend 1
ISO 20022 Migration
With 75% of SWIFT’s market infrastructure traffic and 97%+ of payments now using ISO 20022 following the 2025 cutover, find out how the payments industry is entering a critical phase where structured data becomes essential for transparency, compliance and faster processing.
Trend 2
Cloud ERP + APIs
The integration of ERP and APIs is accelerating real‑time financial visibility and payment efficiency.
Trend 3
Perpetual Counterparty KYC
With perpetual KYC delivering 60–80% cost savings and the market projected to grow from $1.2B (2024) to $6.5B (2033), continuous monitoring is rapidly replacing periodic reviews to enable proactive, real‑time risk management.
Stay on top of these trends with LexisNexis® Risk Solutions
Complete the form to download the infographic.
Products You May Be Interested In
This document is for informational purposes only. LexisNexis Risk Solutions does not warrant that this document is complete or error free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies.
Copyright © 2026 LexisNexis Risk Solutions.
Copyright © 2026 LexisNexis Risk Solutions.