Consumers are increasingly demanding the capability to complete an application entirely online. The LexisNexis® IDU® Mobile App gives your customers the ability to securely access services wherever they are.
Putting the identity process securely in the hands of your customer...
The customer receives a request via SMS or email from LexisNexis® Risk Solutions on behalf of your business, asking them to complete an identity check. This includes a unique registration code and a link to download the LexisNexis® IDU® Mobile App.
The customer installs the application and logs in using their unique registration code.
The customer takes a selfie and completes a liveness check to verify they are a real and present person; facial biometrics will ensure the individual behind the Identity check is present.
Document authentication technology uses advanced algorithms to check ID documents against an extensive library. Facial recognition software verifies the photo ID against the selfie (where available NFC technology adds a further layer of assurance).
On completion of all required steps, the customer receives acknowledgement that all details have been submitted. Completed applications are combined with our market-leading data from multiple credit bureaus, as well as AML and KYC checks.
The results are made available, either within our online identity management platform for manual processing or via API, for quick automated processing.