Identity Verification
By combining powerful linking technology with extensive data sourced from public records and multiple credit bureaus, LexisNexis® IDU provides industry-leading verification coverage, delivering immediate results.
Digitally identify genuine customers
Combine seamless customer experience with multi-dimensional fraud and identity checks
A flexible approach to electronic identity management, LexisNexis® IDU® enables you to confirm client identity online, comply with anti-money laundering requirements and to protect your business from the threat of fraud.
LexisNexis® IDU® increases confidence when verifying an individual’s identity, whilst supporting a frictionless customer journey. Providing a multi-layered check which incorporates a variety of positive and negative datasets, IDU allows you to screen individuals against a bespoke scorecard tailored to your risk appetite – helping to verify and authenticate recognised identity documents, and identify potential risks. IDU has a variety of applications including fraud prevention, AML compliance and customer due diligence.
Instantly verify the identity of genuine customers
Build an assured identity with strong customer authentication
Support know your customer checks
Maintain a full and paperless audit trail
Benefits
Improve customer experience and lift pass rates
Reduce fraud losses and operational costs associated with manual verification methods
Capture revenue by accelerating the onboarding process and reducing drop-out rates
How IDU works
Enter the subject’s details through the online self key tool or integrate directly with your systems via API...
Age Verification
Bank Account Verification
Claimed Identity
Identity Authentication
Build assurance that an identity does in fact, belong to your customer. IDU offers a range of authentication methods to strengthen your access controls while limiting customer friction during onboarding and for returning customers.
* Facial biometrics are available via the IDU® Mobile App.
Document Authentication
One Time Password
Knowledge Based Authentication
Facial Biometrics*
Assured Identity
Risk Assessment
As well as providing mortality and gone away alerts, IDU also assesses the digital risks posed by the individual. The Email Risk feature within IDU is powered by Emailage®, and will flag both trusted email addresses and those used in previous instances of fraud.
Identify risk associated with a digital identity using LexisNexis® ThreatMetrix® within IDU, powered by the global LexisNexis® Digital Identity Network®. Achieve stronger identity verification and fraud prevention through digital attributes derived from devices, usernames and digitally presented personally identifiable information.
** Cifas fraud alerts are only supplied to contributing members of Cifas.
Deceased Screening
Gone Away Alerts
Email Risk Assessment
Digital Identity
Cifas Fraud Alerts**
Risk Established
Customer Due Diligence
Use IDU to screen against our proprietary database of risk information (LexisNexis® WorldCompliance™ Data), containing the latest sanctions and PEP lists.
Politically Exposed Persons
Sanctions Screening
Receive an instant pass, fail or refer result based on your bespoke scorecard
All information is clearly displayed in an expandable report and stored to form a full and paperless audit trail.
LexisNexis® IDU® – Mobile App
Enable your customers to quickly identify themselves, on the go
Provide a streamlined customer experience that combines speed and accuracy
“IDU is excellent. It adds extra peace of mind to each case we do. Thank goodness we have it during these unprecedented times as it enables us to continue to provide a quality service. I can’t see how we could operate safely in this environment without it. Given that it’s unlikely the mortgage sector will be able to go back to face to face applicant interviews for a very long time, makes it all the more vital for businesses to add the extra layer of protection offered by IDU – in my view it would be irresponsible not to.
Ian Cresswell, Director, Butler Mortgages
“IDU is simple to use and understand.”
Head of Function, JLT Group
“Uncomplicated and easy to use when inputting passport and driving license data.”
Administrator, Countrywide Group