Outbound and inbound*payment risk assessment
Give your customers greater protection and get ahead of the Payment Systems Regulator (PSR) split reimbursement model with enhanced payment risk assessment.
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How you protect customer payments is changing
Faster Payments are booming, but they are also fuelling a huge rise in authorised push payment (APP) fraud. In response, the UK’s Payment Systems Regulator (PSR) is introducing a shared reimbursement model, which splits liability 50/50 between the sending and receiving organisations.
This liability puts a new onus on payment service providers (PSPs) to monitor both outgoing and incoming payments for risk signals. It also significantly increases the risk that fraudulent accounts pose to organisations. Failure to adequately prepare for both of these challenges could result in a significant increase in fraud rates, APP fraud losses and reputational damage to your business.
Make effective data-driven interventions using ThreatMetrix Payment Defense for fraud detection
Advanced risk scoring of outbound and inbound* payments
The ability to profile fraud risk e.g. High-risk beneficiary, active call etc.
Risk-appropriate actionable insights to prevent APP scams
Early fraud detection and prevention measures
Protect customers in real-time and get ahead of PSR with Advanced Beneficiary and Sender Risk Scoring
ThreatMetrix® Payment Defense, our proprietary fraud detection software protects outbound and inbound customer payments from fraud in real-time by assessing risk with an unrivalled network of shared intelligence.
Intelligently Identified
We augment transaction information with our proprietary, peerless Digital Identity Network to know the real entity fraudulent transactions.
Intelligently Assessed
Our AI-powered models analyse up to 150 risk features, such as volume and frequency of payments made and received, average transaction values and risk associated with the holding bank.
Intelligently Scored
We provide a real-time indication of risk, with reasons and supporting data, so you can take appropriate action and stop more authorised push payment fraud.
Our dual outbound and inbound* approach helps organisations to detect and dismantle mule networks and suspicious transactions, putting them one step ahead of the forthcoming shared reimbursement rules.
ThreatMetrix and the Digital Identity Network are already trusted by 6,000+ businesses globally to help them build digital trust and fight authorised payment fraud
The power of the global network is key
Thousands of leading global businesses contribute to the LexisNexis® Digital Identity Network® helping to build a huge repository of digital identity intelligence that grows more powerful with every new transaction.
“Any organisation in any industry should have LexisNexis® Risk Solutions on their shortlist when searching for fraud reduction technologies”
– John Tolbert, KuppingerCole Analysts, Fraud Reduction Intelligence Platforms report (FRIP).
LexisNexis® ThreatMetrix® Awards 2022/23
Best Identity Verification / Authentication Solution
Best Anti-Fraud Mobile Solution
Contact us to find out more about LexisNexis® ThreatMetrix® Payment Defense
Book a free, no-obligation consultation to find out more
Redefine your fraud detection with LexisNexis® ThreatMetrix
LexisNexis® ThreatMetrix® uses a revolutionary global shared digital identity intelligence network that uncovers the dynamic intricacies of how people transact online to help businesses transform their ability to detect and defend themselves against the latest fraud challenges.
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