Outbound and inbound*payment risk assessment

Give your customers greater protection and get ahead of the Payment Systems Regulator (PSR) split reimbursement model with enhanced payment risk assessment.
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LexisNexis® ThreatMetrix® Payment Defense

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How you protect customer payments is changing

Faster Payments are booming, but they are also fuelling a huge rise in authorised push payment (APP) fraud. In response, the UK’s Payment Systems Regulator (PSR) is introducing a shared reimbursement model, which splits liability 50/50 between the sending and receiving organisations.

This liability puts a new onus on payment service providers (PSPs) to monitor both outgoing and incoming payments for risk signals. It also significantly increases the risk that fraudulent accounts pose to organisations. Failure to adequately prepare for both of these challenges could result in a significant increase in fraud rates, APP fraud losses and reputational damage to your business.

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Make effective data-driven interventions using ThreatMetrix Payment Defense for fraud detection


Advanced risk scoring of outbound and inbound* payments


The ability to profile fraud risk e.g. High-risk beneficiary, active call etc.


Risk-appropriate actionable insights to prevent APP scams


Early fraud detection and prevention measures

Protect customers in real-time and get ahead of PSR with Advanced Beneficiary and Sender Risk Scoring

ThreatMetrix® Payment Defense, our proprietary fraud detection software protects outbound and inbound customer payments from fraud in real-time by assessing risk with an unrivalled network of shared intelligence.

Intelligently Identified

We augment transaction information with our proprietary, peerless Digital Identity Network to know the real entity fraudulent transactions.

Intelligently Assessed

Our AI-powered models analyse up to 150 risk features, such as volume and frequency of payments made and received, average transaction values and risk associated with the holding bank. 

Intelligently Scored

We provide a real-time indication of risk, with reasons and supporting data, so you can take appropriate action and stop more authorised push payment fraud. 

Our dual outbound and inbound* approach helps organisations to detect and dismantle mule networks and suspicious transactions, putting them one step ahead of the forthcoming shared reimbursement rules.

ThreatMetrix and the Digital Identity Network are already trusted by 6,000+ businesses globally to help them build digital trust and fight authorised payment fraud

The power of the global network is key

Thousands of leading global businesses contribute to the LexisNexis® Digital Identity Network® helping to build a huge repository of digital identity intelligence that grows more powerful with every new transaction.

“Any organisation in any industry should have LexisNexis® Risk Solutions on their shortlist when searching for fraud reduction technologies”

– John Tolbert, KuppingerCole Analysts, Fraud Reduction Intelligence Platforms report (FRIP).

LexisNexis® ThreatMetrix® Awards 2022/23


Best Identity Verification / Authentication Solution


Best Anti-Fraud Mobile Solution

Contact us to find out more about LexisNexis® ThreatMetrix® Payment Defense

Book a free, no-obligation consultation to find out more


Redefine your fraud detection with LexisNexis® ThreatMetrix

LexisNexis® ThreatMetrix® uses a revolutionary global shared digital identity intelligence network that uncovers the dynamic intricacies of how people transact online to help businesses transform their ability to detect and defend themselves against the latest fraud challenges.
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* –  Inbound payment assessment coming soon and scheduled for Q2 2024 release. Dates subject to change.