IPF Digital scales inclusive lending while reducing fraud
Scaling inclusive lending with smarter fraud controls
IPF Digital is a leading non-bank lender focused on inclusive finance, serving consumers often overlooked by traditional banks across Europe (including the Baltics and the Czech Republic), Australia and Mexico, while ensuring responsible lending principles and consumer protection laws. To keep onboarding fast while controlling scams and downstream verification costs, IPF Digital uses LexisNexis® ThreatMetrix® as the first fraud gate at application creation, with country-specific policies that move trusted customers through quickly and step up only when risk is present.
By embedding ThreatMetrix® into its digital decisioning, IPF Digital has achieved:
- Faster, risk-based onboarding with pass/review/reject journeys that minimise friction and cost
- Up to 95% reduction in Customer Care time spent on manual checks in Mexico
- Over 70% reduction in fraud value in the Czech Republic after tuning rules for social-engineering scams
- Approximately 50% reduction in confirmed scam numbers in the Baltics via earlier interception and review routing
By combining global digital-identity intelligence with local policies, IPF Digital can react quickly to emerging fraud patterns across very different markets while safeguarding growth, responsible lending and a low-friction customer experience.
- Lukas Drvota, IPF Digital Fraud Manager
Download the full case study to learn how ThreatMetrix can help you stop scams earlier while keeping inclusive lending journeys on track.
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