AI in risk decisions
you can understand.
To deliver the best fraud and identity outcomes and accelerate growth, you need technology that is innovative, fair and explainable.
Here, we share in simple terms the AI that LexisNexis® Risk Solutions uses to support your risk decisions and the expertise behind it.
Whether detecting more complex fraud, lessening friction for good consumers,
enabling those who are financially disenfranchised or reducing bias from
your process – AI offers a rich toolbox of methods.
Methods that, when delivered by the experts, drive better outcomes:
We leverage machine learning, a subset of AI, to interpret the world’s largest identity databases and collaborative networks of digital and physical data.
Statistical algorithms to identify signals, patterns and relationships relevant to combat evolving fraud and scams.
We have used the technology responsibly for over 25 years.
We meet you wherever you are on your risk technology journey:
• OUT-OF-THE-BOX AI MODELS
Prevent fraud and streamline experiences with ready-to-go AI
Scale risk decision accuracy and efficiency with pre-built machine learning models organised by industry, fraud scenario and use case.
Predict risk by analysing thousands of digital identity signals including device, geolocation, IP and high-risk network behaviour.
GREAT FOR:
TARGETING SPECIFIC FRAUD TYPES; BUSINESS WITH LIMITED FRAUD DATA;
BUILDING FRAUD FEEDBACK
• DATA MINING MACHINES
Increase decision precision with machine power
Build a multi-dimensional picture of emerging and established consumers with AI-powered technology that links billions of data points from unmatched identity data and network intelligence.
"LexisNexis Risk Solutions is unique in terms of how it presents its AI
credentials - it uses AI in a grounded and explainable way, looking past the
AI hype and providing realistic benefits to clients".
• AI-POWERED DOCUMENT AUTHENTICATION AND BIOMETRIC VERIFICATION
Accelerate AI-driven defense against deepfakes
Forensically analyse identity documents with models that specialise in detecting the fingerprints left by generative AI.
Then confirm document ownership by checking user selfies with advanced liveness detection and face matching technology.
GREAT FOR:
PREVENTING DEEPFAKES; IDENTITY THEFT; FORGED DOCUMENTS
AND APPLICATIONS
GREAT FOR:
PREVENTING ACCOUNT TAKEOVER AND FRAUDULENT
APPLICATIONS; BOT ATTACKS
• AI-POWERED ANOMALY DETECTION
Turbocharge protection against bots, account takeovers and scams
Recognise behavioural norms of new and existing customers with unsupervised machine learning techniques and advanced user profiling.
Detect automated scripts and understand the significance of even the most minute variance in how a user interacts with your website or app.
• CUSTOM-BUILT AI MODELS
Drill deeper into specific fraud types with expert optimisation
We know one size doesn’t always fit all, especially when it comes to using AI to predict fraud and identity risk.
Whether you’re fighting scams and mule networks, surges in promotional abuse or falsified chargebacks, our local and global professional services teams tailor models to get risk and experience right for you.
GREAT FOR:
A FORENSICALLY CONSTRUCTED DEFENSE
AGAINST SPECIFIC FRAUD TYPES
“Our partnership with LexisNexis Risk Solutions gave us a unique opportunity to leverage our existing intelligence from our customer’s online, mobile, telephony and open banking journeys and apply this to our e-commerce channel. As a result, we’ve created a truly customer level view of scam risk assessment."
GREAT FOR:
MAINTAINING A LASER FOCUS ON FRAUD
AND TRANSFORMING EFFICIENCY
• ADAPTIVE AI
Improve performance and efficiency with self-recalibrating models
All AI models need to be manually updated from time to time to ensure they’re still optimising outcomes. Until LexisNexis® Emailage® Adaptive, that is.
Self-improving, iterative AI models that evaluate only those data elements empirically proven to predict fraud in your unique business environment and auto-recalibrate on a regular basis.
• SELF-SERVICE AI
Explore your own optimisations and discover new insights
Thanks to an intuitive self-service portal in LexisNexis® ThreatMetrix®, you can configure your own models, train them in a matter of minutes and adjust tolerances in real time.
GREAT FOR:
EMPOWERING INTERNAL TEAMS TO PUSH THE BOUNDARIES
OF EXPERIENCE AND FRAUD PREVENTION
Work with the experts in responsible AI.
The rise of generative AI has increased urgency in global discussions regarding the risks of
AI and its responsible use.
LexisNexis® Risk Solutions, along with our corporate partners at RELX, has been an active
participant in these discussions.
We have been using data analytics for almost 25 years during which time we have evolved numerous AI-based data mining and product development capabilities, setting best practices along the way.
Our commitment to responsible AI is unwavering.
We feel strongly about the mission underlying each of the principles that comprise our commitment to responsible AI.
We have shared them in multiple venues with multiple audiences that include regulators, consumer advocates and our clients.
We have also published white papers on alternative credit data and financial inclusion, both of which are pillars of our mission.
Global knowledge. Local expertise.
We work with multiple industries in over 200 countries and territories.
Financial Services
Prevent and manage fraud and keep compliant with a complete view of identity risk and advanced fraud prevention and authentication solutions.
Ecommerce
Accelerate onboarding and reduce chargeback fraud by discerning legitimate customers and orders from suspicious users.
Gaming and Gambling
Prevent bonus abuse and multi-accounting, meet compliance requirements and keep genuine players engaged with a 360-degree view of customer identity.
Telecommunications
More accurately understand the digital identity risk of connecting users, detecting suspicious account behaviour faster and mitigating fraud attempts.
Travel and Hospitality
Block fraudulent bookings, protect accounts from takeovers and secure loyalty programs all while seamlessly protecting legitimate customers.
Recognised around the world for award-winning technology.
Products You May Be Interested In
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BehavioSec®
Transform human interactions into actionable intelligence.
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Emailage®
Email addresses and their risk should be a key part of your organisation’s identity management strategy. LexisNexis® Emailage® is a powerful email risk scoring solution.
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IDVerse®
Powered by proprietary AI, IDVerse delivers fully automated authentication of identities in seconds
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ThreatMetrix®
Enable cybersecurity and risk management through data science innovation and shared intelligence.
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