Fraud and Identity Management

+44 (0)29 2067 8555
Contact Us

Can your business spot the good from the bad?

Recognise trusted returning customers, whenever and wherever they transact

LexisNexis® Risk Solutions helps organisations detect potential fraud, whilst building trust with genuine, good customers and reducing friction in the customer journey.

High-risk events, like suspected account takeover and social engineering, are detected in near real-time, across both web and mobile, dynamically adding layers of security to provide high levels of identity assurance. Our range of strong risk-based customer authentication solutions help businesses protect themselves and their customers, whilst satisfying all regulatory and strong customer authentication requirements.

Build trust and enhance risk assessment across the online customer journey

Our solutions give you assurance that your customers are who they say they are, every time, building a unique physical and digital identity for each user.

You pick the tools you need, we’ll help you configure them to your specific requirements and seamlessly integrate them into your existing systems.

 
Onboarding Icon
Open Arrow

Identity Verification and Risk Assessment

Streamline account opening and onboarding

Know the physical identity

Our solutions use proprietary linking technology in combination with our own unique identifier, LexID®, to resolve, match and manage hundreds of millions of consumer data attributes, such as address, phone number and credit bureau data to form a profile, a unique LexID, of a transacting individual.

This patented linking and clustering method is the driver behind many of our identity authentication, identity verification and other identity management solutions.

Know the digital identity

Our solutions reveal the digital DNA and unique online footprint of an individual, knitting together trusted digital identities that fraudsters cannot fake. Harnessing intelligence related to devices, locations, identities and past behaviours across the LexisNexis® Digital Identity Network®, we can help you quickly and accurately distinguish between trusted and fraudulent behaviour.

Know the risks associated with the identity

Our solutions combine the power of the LexisNexis® Digital Identity Network®, which leverages global shared intelligence across 30 billion aggregated global transactions, with a contributory global database of more than 40 million fraud-associated email addresses and data from the Met Police Amberhill national fraud database.

This, combined with our powerful analytics and machine learning technology, can help businesses detect potential current and future fraud risk, providing scores and indicators in near real-time, to support an informed risk decision.

Physical Identity Assurance:

Tick Icon
Tick Icon
Tick Icon

Digital Identity Assurance:

Tick Icon
Tick Icon

Risk Assessment:

Tick Icon
Tick Icon
Tick Icon
 
Returning Customers Icon
Open Arrow

Identity Authentication and Digital Protection

Improve account logins for returning customers

Balance strong identity security with minimal customer friction

When customer accounts are compromised by fraudsters, the damage isn’t limited to financial loss. Instances of account takeover can severely hinder business growth, damage reputation and affect regulatory compliance or intellectual property.

The challenge for businesses is how to validate customer identities without introducing friction into the process. Our solutions allow businesses to increase recognition of trusted customers and reliably detect high-risk or fraudulent behaviour as transactions occur.

Digital Protection:

Tick Icon
Tick Icon
Tick Icon
Tick Icon
Tick Icon

Strong Authentication:

Tick Icon
 
Account Changes Icon
Open Arrow

Fraud Prevention

Protect against fraudulent account changes

Spot suspicious password resets

Password resets enable fraudsters to take over online accounts, often using stolen credentials. Adding our solution to account pages post-login enables you to profile the password reset touchpoint, in turn enabling you to complete ongoing risk assessments that can be used for decision making, either during that particular session, or at a later date.

Detect unusual changes to personal details

Changing the contact information – e.g. phone number or email address – linked to a genuine customer account, enables fraudsters to take control of it, since subsequent authentication checks will be sent to the fraudster, not the genuine user.

Monitor Ad Listings

Ad listings, posted on places such as marketplaces and auction sites, allow fraudsters to control the sale or promotion of goods and services. This can provide a way of monetising stolen goods, posting fake listings for properties or services, or creating phony reviews to facilitate sales.

Recognise unusual transfers between customer accounts

Money transfers between a customer’s different bank accounts is sometimes an indication that a fraudster has taken over that account and is preparing to make a fraudulent authorised push payment (APP) to steal money.

Verify other high-risk customer interactions

New channel registrations, creating or editing standing order and direct debit mandates, and modifications to named beneficiaries are all high-risk interactions that could indicate a fraudster mimicking a new or returning customer.

Digital Protection:

Tick Icon
Tick Icon
Tick Icon
Tick Icon
Tick Icon

Strong Authentication:

Tick Icon
 
Secure Payments Icon
Open Arrow

High-Risk Payment Detection

Provide a fast and secure payment experience

Identify fraudulent and high-risk payments as they occur

Consumers increasingly expect fast, convenient, and safe payment experiences when they shop online, manage their finances, or interact on social media. The challenge for organisations is the balance between strong authentication processes to detect fraud and fast, seamless payments for genuine customers. Get it wrong and genuine customers receive a poor experience, abandon transactions and are less likely to return.

Smart businesses arm themselves with multi-layer fraud defences designed to detect and block the full spectrum of attacks by differentiating good, trusted users from potential threats in near real-time, before, during and after a transaction is processed.

Payment Fraud Prevention:

Tick Icon
Tick Icon
Tick Icon
Tick Icon
Tick Icon
Tick Icon
 
Analytics and Insights Icon
Continual Cycle
Open Arrow

Fraud Detection and Analysis

See more with analytics and insights

Enhance risk decisioning in near real-time

Our deep connection analysis technologies give you a clearer view of suspicious events. Fraudsters often attempt to hide behind location and identity cloaking services such as hidden proxies, VPNs and the TOR browser. With Proxy piercing technology, our solution examines TCP/IP packet header information to expose both the Proxy IP address and True IP address. These techniques help you to gain detailed network level signals for more reliable decision making.

It takes a network to fight a network:

Tick Icon
Tick Icon
Tick Icon
Tick Icon
Tick Icon

Let our experts guide you

We provide a full portfolio of Professional Services to expertly guide any business, of any size, through the design, implementation and ongoing optimisation of best-in-class fraud, identity and authentication solutions.

We understand that every business is unique, with constantly evolving needs and objectives. That’s why LexisNexis Risk Solutions Fraud and Identity Professional Services work in close partnership with customers across all industries and regions, in order to understand their needs, assess their existing ecosystem and co-build solutions that meet a rapidly-evolving fraud, identity and authentication landscape.

From fraud prevention and reducing customer friction, to specific context-based authentication solutions, our professional services can support you throughout the entire deployment lifecycle.

Our solutions are relied upon and trusted...

Financial Crime In Focus

YOUR ESSENTIAL ROUND-UP OF FRAUD AND IDENTITY NEWS

See how we can help your organisation to prevent identity fraud while providing a seamless customer experience

Book a free, no-obligation consultion to find out more.